Introduction
This position will be based at the Gamsberg site close to Aggeneys in the Northern Cape
Description
The purpose of this position is to assist with housekeeping and engineering maintenance activities under instruction from the artisan/supervisor
Duties and Responsibilities:
- Lifts, holds, positions and supports parts and materials being worked on, manually or with appropriate tools as required
- Assists with dismantling and re-assembling of components as per instruction
- Loads and off -loads materials and parts onto and from transport vehicles, as required
- Lifts, carries and moves materials to and from storage areas by hand or non-self-propelled equipment
- Assist with installations and breakdowns where services are required under instruction from the artisan or engineering supervisor
- Performs general housekeeping duties
- Perform observing role when instructed by Artisan / Engineering Supervisor, e.g. fire watch check for burning conveyors or checking pipeline for leaks
Qualification Requirements:
- Grade 12 or equivalent
Experience and Skills Requirements:
- 1 years’ experience and knowledge within mining industry is preferred.
- English Language Proficiency
- Knowledge of Workplace Safety and Procedures
- Time Management
Closing Date: 19 January 2024
FOR READING PURPOSE (Article)
Loans play a crucial role in the financial landscape, offering individuals and businesses a means to access funds for various needs. Whether it’s buying a home, starting a business, or covering unexpected expenses, loans provide a financial lifeline. In this article, we’ll explore the diverse world of loans, examining their types, considerations, and the impact they can have on borrowers.
1. Understanding Loan Types:
• Personal Loans: Unsecured loans for various personal expenses.
• Mortgages: Loans to finance the purchase of real estate.
• Auto Loans: Tailored for purchasing vehicles.
• Student Loans: Designed to cover educational expenses.
• Business Loans: Supporting entrepreneurs in their ventures.
• Credit Cards: A form of revolving credit with borrowing limits.
2. Interest Rates and Terms:
• Fixed Rates: Maintain a constant interest rate over the loan term.
• Variable Rates: Subject to market fluctuations, impacting monthly payments.
• Amortization: Repayment of both principal and interest over time.
• Loan Term: The duration for repaying the loan, influencing monthly payments.
3. Secured vs. Unsecured Loans:
• Secured Loans: Backed by collateral (e.g., home or car), often offering lower interest rates.
• Unsecured Loans: No collateral required, relying on the borrower’s creditworthiness.
4. The Role of Credit Scores:
• Creditworthiness: A major factor in loan approval and interest rates.
• Credit Reports: Lenders assess financial history and behavior through credit reports.
• Improving Credit Scores: Timely payments and responsible credit use enhance creditworthiness.
5. Loan Application Process:
• Documentation: Providing accurate financial information and required documents.
• Approval Process: Lenders assess risk, considering credit history, income, and debt-to-income ratio.
• Loan Offers: Evaluating terms, interest rates, and overall suitability.
6. Responsible Borrowing:
• Budgeting: Understanding financial needs and capabilities before borrowing.
• Emergency Fund: Building a financial safety net to mitigate unexpected expenses.
• Comparing Offers: Scrutinizing loan terms and conditions from multiple lenders.
7. Risks and Precautions:
• Interest Accumulation: Awareness of the total cost of borrowing over the loan term.
• Default Risks: Potential consequences of missed payments on credit score and financial stability.
• Predatory Practices: Avoiding lenders with unfair terms and excessive fees.
8. Loan Repayment Strategies:
• Consistent Payments: Timely and consistent repayments to maintain credit health.
• Extra Payments: Accelerating loan payoff by making additional payments.
• Refinancing: Exploring options to secure better terms or rates.